Payment Software Development Services
SysGears develops bespoke payment solutions that help manage electronic transactions, ensuring strong security and a positive user experience. Whether you need payment automation, subscription management, or billing software, our specialists will thoroughly study your requirements and build a reliable application that precisely matches your goals. We integrate our solutions with PCI DSS-compliant payment gateways, so that your customers’ card data is always reliably protected.
Payment software development services help businesses automate a wide range of payment-related workflows, enabling quick, accurate, and secure payment management. If you seek to accelerate transactions, offer multiple payment options, and ensure a seamless checkout experience for your customers, partner with SysGears — an industry-recognized software development company that has been building custom applications for businesses since 2010.
We deliver consumer-facing apps and back-office software, ensuring they are easy to use and scale as the transaction volume grows. Our cross-functional team can handle payment software development end-to-end or jump into your project at any stage. We can enhance your payment solution with AI capabilities, big data analytics, and additional security features for faster service, more accurate decision-making, and stronger data protection.
We Develop Payment Solutions Tailored To Your Business
SysGears creates a wide range of digital solutions that streamline B2B, B2C, and C2B payment operations. We strictly adhere to secure-by-design principles, coding best practices, and relevant compliance regulations, ensuring that payment information is reliably protected.
SysGears builds tailored apps that enable convenient customer payments, automated billing, subscription management, transaction analytics, and more. We can enhance your application with custom features and third-party integrations to maximize its functionality, strengthen security, and increase user engagement.
If you want to enable payments in your customer-facing app, consider payment gateway integration services from a reliable software development company. SysGears can help you select and further connect your software to certified payment gateways like Stripe, PayPal, Square, and others upon request. This way, you can boost sales, improve customer experiences, and remain compliant with PCI DSS requirements.
Automate routine payment workflows, so your team can focus on more strategic tasks. SysGears develops digital solutions that streamline tax, payroll, and B2B payments. A custom payment automation solution enables you to save time, reduce manual errors, and improve visibility into your cash flow through custom analytics.
Billing Software
Leverage automated billing and reconciliation functionality to enable seamless payments for your business. Our team can build a custom billing solution to help you accelerate payment cycles, reduce manual errors, and gain better control over your financial operations. Whether it’s medical, hotel, or utility billing software, we will tailor it to your unique corporate needs.
Introduce flexible pricing models, automate billing cycles, and deliver personalized services for better retention with a custom subscription management solution for B2B and B2C businesses. SysGears can build a scalable platform that supports multicurrency payments, allowing you to expand globally and grow your revenue.
Buy Now, Pay Later (BNPL) Apps
Enable your customers to pay in installments and improve your sales with a convenient buy now, pay later application. SysGears can integrate a trusted BNPL service into your solution, either directly or via PSP, enabling split payments and installment loans. Relying on extensive ecommerce and fintech software expertise, we can help you reduce cart abandonment, increase conversion, and gain more returning clients.
Gain meaningful insights from your transaction history to track customer spending patterns, forecast their purchasing behavior, and further adjust your sales strategies. We can enhance your analytics software with interactive dashboards to improve information visibility, big data to uncover payment patterns, and AI to forecast customer behavior and predict churn.
Payment Fraud Detection Software
Analyze transactions, track user behavior, and detect suspicious activity in real time with payment fraud detection software developed by SysGears. Our engineers can build a robust data analysis system that structures and processes raw transaction data, enabling you to identify anomalies, respond to them rapidly, and take proactive measures to prevent financial losses.
Add Features To Maximize Your Payment Software Functionality
- Recurring payments
- Multicurrency payments
- Virtual assistants
- Speech-to-text and text-to-speech capabilities
- Budget planning
- NFC-enabled mobile payments
- QR-code payments
- Biometric authentication
- AI-assisted budget planning
- Payment reporting and analytics capabilities
- Smart notifications
We Help Our Clients Achieve Success
Beer52: Craft Beer Marketplace
E-commerce
IoT
Beer52: Craft Beer Marketplace
SysGears created a bespoke ecommerce solution for a craft beer community, allowing members to buy a subscription to craft beer boxes and discuss the products with other members. The platform was tailored to offer flexible billing options, vouchers, discounts, and affiliate programs. Our engineers implemented Stripe integration to enable fast, secure transactions and ensure a trouble-free payment experience for beer lovers across the UK.
Contact Center As A Service
SysGears developed a SaaS application for contact centers to manage inbound and outbound calls, messages, social media communications, and client relations. To enhance the SaaS customer experience, we implemented an easy-to-use payment system based on a Chargebee integration. It enabled automatic invoicing, revenue tracking, and real-time payment updates.
SaaS
Telecom
Hoolio: Online Fitness Platform
Virtual Fitness
Hoolio: Online Streaming Platform For Fitness Training
Our team built an online video fitness platform that enables personalized workout sessions for fitness enthusiasts worldwide. In addition to free workout videos, users can buy a premium subscription and access professional workouts guided by the world’s most famous fitness stars. We implemented integration with the Stripe API to enable safe credit card payments and billing management.
And Here’s What They Say About SysGears
5.0
“The overall team was great, the culture of being helpful and going out of their way to make sure we were taken care off. The team members that were assigned to us and worked with were really amazing, and it felt as if they were part of our team.”

Sohrab Tellaie
Founder, omni.day
5.0
“Their top-notch skills in Scala and ability to support the full product development lifecycle were exactly what we had been searching for. The deep level of engagement, focus on the project’s long-term success, and expertise made SysGears a valuable partner throughout the years of cooperation.”
Nathan Leyton
CTO, Call Handling Services Ltd
“We worked closely with the team at SysGears to build our new site from the ground up and continue to work together for ongoing development. The technical expertise and reliability of the developers is incredible. SysGears are A+ players, and a key part of our extended team.”
James Brown
Founder, Beer52 Limited

Over 350 businesses worldwide have developed market-ready applications with SysGears. Let’s cooperate to launch your next successful product!
Explore a Full Spectrum of Our Payment Software Development Services
If your transactions require complex billing logic or you need to create branded checkout flows, an off-the-shelf solution may not be the best option. Our seasoned cross-functional team can develop a tailored payment solution from the ground up, covering business analysis, design, development, testing, and deployment stages. We build both web and mobile payment applications that enable seamless and secure transactions on any device.
A robust payment processor is a must for any payment application, ensuring both customer satisfaction and legal compliance. Our engineers can integrate your software with a PCI-certified payment processing solution, such as Stripe, for secure transaction processing, fraud detection, and chargeback management. Such integration enables you to mitigate legal risks and create secure payment experiences.
SysGears can integrate your ecommerce solution with a PCI DSS-compliant payment gateway, allowing you to accept payments quickly, optimize checkout, and increase conversions. Empower your business with a proven payment gateway integration to enable multicurrency payments, offer multiple payment methods, and thus gain more satisfied customers worldwide.
Whether you plan to develop custom payment software or want to improve your existing solution, start with expert advice. Our business and tech consulting specialists will help you refine your product idea, verify its technical feasibility, and align its functionality with your business objectives. We will suggest a consistent development roadmap, helping you achieve your goals efficiently based on available resources.
Make sure your payment system works correctly and provides a seamless shopping experience before it goes live. Our QA team can test your payment gateway integration to verify that it functions securely, reliably, and accurately, helping you reduce cart abandonment and increase sales. For every project, we design a tailored testing strategy, taking into account requirements and business objectives. It helps us maximize test coverage and minimize the number of defects that may be costly to address in the future.
If your current payment software runs slowly, frustrates users, or fails to meet your business requirements, it’s time for an upgrade. SysGears can refactor, replatform, or rebuild your solution with the latest technology stack, enhancing its usability, security, and performance. Our team can also expand your software’s functionality and add AI or data analytics capabilities. We will introduce all changes gradually, ensuring minimal downtime and smooth go-lives.
We Integrate Your Software With PCI DSS-Compliant Payment Gateways
Why Partner With SysGears For Payment Software Development
We Are Trusted By 350+ Businesses Worldwide
For over 15 years, SysGears has been delivering custom software solutions to companies of all sizes across multiple industries, including ecommerce, healthcare, finance, and insurance. Proven by numerous client reviews, our cross-domain experience allows us to find the most optimal solutions to challenges of varying complexity.
We Leverage The Latest Tech Stack
Our engineers utilize JavaScript and TypeScript for full-stack development, as well as Scala and Python for building high-performing, data-intensive backend systems. We continuously invest in the professional development of our staff, enabling them to effectively apply the latest software development technologies, including AI and big data.
We Prioritize Security
SysGears adheres to secure application design principles, ensuring your payment software solution remains safe and stable under various working conditions. We can enhance your application’s security with strong measures, such as MFA and data encryption, helping you achieve compliance with applicable industry standards. Our company signs a detailed Service Agreement and an NDA, ensuring your project data safety and IP rights protection.
We Focus on Your Business Needs
SysGears creates custom software that not only works well but delivers measurable results. Our tech and business experts rely on rich software development experience and a deep understanding of your business needs that enable them to ask the right questions and turn your ideas into impactful software products.
Our Awards
Clutch
Top Scala
Developers
Aciety
Mobile Devices
Development
Upwork
100% Job Success
Aciety
Cloud Computing
Development
Upwork
Top Rated Plus
Aciety
System Architecture
Development
Best Practices That Guide Our Payment Software Development
Careful Research Prior To the Development
We believe that every successful project starts with a thorough discovery phase and planning. Our team will carefully study your challenges and objectives to identify the optimal product concept, determine the feature set, and plan necessary integrations. Such a systematic approach allows us to ensure your payment software precisely meets your business needs.
Robust Architecture Design
Our engineers identify your system design requirements early on, which simplifies subsequent modifications and maintenance, significantly reducing TCO and the probability of lengthy idle periods. We can implement a distributed architecture for your payment solution, enabling the latter to handle massive traffic spikes, keep running despite failures, and deliver real-time analytics.
Early Testing
Our QA experts join the development at the planning stage, which enables us to find defects sooner and avoid costly mistakes in the future. We balance manual and automated testing to maximize test coverage and accelerate releases. With this approach, we ensure your payment solution functions as expected, fits your software ecosystem, and meets user needs.
Proven Project Management Practices
Our team delivers your payment software components incrementally, in 2-4-week sprints, ensuring early user testing, continuous feedback, and rapid response to changes. We organize regular demo meetings and prepare reports on project progress, so that our tech decisions always remain aligned with your high-level project objectives.

Build robust payment software with SysGears to ensure your customer experience is satisfying and secure.
Industries That Benefit From Our Custom Payment Software
Technology Stack That Underpins Our Payment Software Development Services
Frontend
JavaScript
TypeScript
React
Next.js
React Native
Expo
Backend
JavaScript
TypeScript
Node.js
Express
NestJS
Python
Scala
Apollo
Play
Akka
ZIO
Cats
Spark
FastAPI
Pandas
Databases and State Management
MySQL
PostgreSQL
MongoDB
DynamoDB
Firebase FireStore
Firebase Realtime Database
Redis
Supabase
Testing Tools
Jest
React Testing Library
Cypress
Enzyme
Mocha
Chai
Puppeteer
Cloud / Infrastructure
AWS
GCP
Azure
Apache Mesos
DC/OS
Databricks
Docker
UI frameworks
Material UI
Tailwind CSS
Ant Design
NativeBase
Tamagui
AI / ML
OpenAI APIs
Google VertexAI
Whisper engine (CUDA)
Big Data
Scala
Python
Apache Spark
Kafka
ELK
Pandas
Choose a Collaboration Model That Suits You Best
Full-Cycle Development
If you are looking for a reliable offshore software engineering company to develop a custom payment solution from scratch, SysGears is a perfect fit. We offer a well-rehearsed team of tech and business professionals to cover every SDLC stage — from ideation to deployment. We leverage proven software development practices and an up-to-date technology stack to build an application that will serve you for years to come.
Dedicated Teams
If you have an in-house engineering team but lack expertise in one or several workstreams (e.g., quality assurance or Scala development), SysGears can allocate our seasoned specialists to fill the skill gaps. We kickstart fast, ensure seamless team integration, and organize effective knowledge transfer if required. SysGears is committed to lasting partnerships, so our experts can remain with you as long as you need them.
Team Augmentation
If you seek to enhance your team’s capacity or fill certain project roles without permanent hire commitments, hire SysGears’ developers on both a short- and long-term basis. Our experts have broad experience working in distributed teams and quickly adapt to your project path and workflows. We ensure transparent communication, strong culture fit, and full ownership of the processes you entrust to them.
Our Payment Software Development Process — Consistent and Transparent
First Call
We start with a short introductory session — a video call during which we discuss your preliminary goals, staffing needs, and general software requirements. Our team can sign an NDA before any project details are disclosed. If your expectations meet our capabilities, we agree on the terms of our cooperation, sign a Service Agreement, and start the project immediately.
Discovery Phase and Planning
Next, our business analysts elicit your software requirements, research the market, and analyze competitive offerings to shape the product concept and suggest the best-fitting features for your custom payment solution. At this stage, we help select the appropriate tech stack, conduct preliminary costs and workforce estimates, and develop actionable risk mitigation strategies.
UI/UX Design
We create sleek, user-centric interfaces and functional UX, ensuring that every application flow helps users achieve their goals efficiently. Our designers closely collaborate with the BA department, conducting user research to gather the detailed design requirements. We validate our decisions through interactive prototypes and ensure a seamless handoff to the development team.
Agile Development
We rely on an agile development methodology, enabling transparent, result-oriented software delivery. Our engineers implement your payment software in short, focused cycles, delivering the most essential features first. We maintain regular communication via convenient channels of your choice, keeping you informed on the project’s progress.
Testing and Deployment
Our QA experts participate in every sprint, validating its outcomes against your software’s functional and non-functional requirements. We ensure that your solution as a whole and each particular component function as expected and meet the user’s needs. Our engineers safely deploy the final product and keep maintaining it throughout its lifespan — add new features, introduce updates, and align your software with newly arising requirements.
FAQ
What is biometric authentication in a payment system?
Biometric authentication enables people to pay conveniently and securely by verifying their identity with their unique physical characteristics, such as fingerprints, face, voice, or iris scans. SysGears can enhance your payment software with biometric authentication, combined with robust data encryption and multifactor authentication, for enhanced security.
How does it cost to build a payment app?
SysGears works under a time-and-materials model, meaning you pay for the exact number of hours needed to complete your project. The hourly rates of our services range from $25 to $55, depending on their expertise and seniority. The total cost of our payment software development services depends on the project scope, the expertise required, and the chosen cooperation model.
How long does it take to develop a payment application?
The payment app development timeline is difficult to predict accurately, as it depends on multiple factors, including software complexity, the number of features and third-party integrations, team size, and other variables. We can assemble teams fast and leverage a time-tested technology stack, enabling secure development, shorter release cycles, and superior software quality.
Can you integrate a payment gateway into my software solution?
Yes, SysGears has extensive experience integrating payment gateways into various application types. We can help you choose the service that best suits your needs and seamlessly integrate it with your software, ensuring fast transactions, data privacy, and a convenient payment experience for you and your customers alike.
How to start working with you?
Contact us using the contact box below, live chat, or email info@sysgears.com, and we will schedule a call at a convenient time. If our service offering meets your needs, our specialists will get started immediately upon signing a Service Agreement. Let’s connect and discuss your project details!
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